While most people think of stocks, real estate, or art when investing in something valuable, few consider fine jewelry. However, this type of jewelry holds its value and often increases over time.

Many investors buy gold and sterling silver pieces because they are considered a store of wealth. While this may not be as lucrative as trading stocks or buying property, it is still a good investment option.

It’s a Statement Piece

A necklace like a Cuban necklace is a great way to make a bold statement. Whether it’s a diamond, ruby, pearl, silver, or gold piece, it can add that extra touch of glamour that you need. A simple metal chain adorned with beads or pendants can also be considered a necklace.

If you’re looking for a statement piece that will make you stand out, look no further than a sautoir necklace. This long chain style features a fringe or tassel hanging from the bottom of the piece. It was popular during the Art Deco and can fetch high prices at auction.

Aside from being a fashion accessory, jewelry can also be an investment. Certain types of jewelry are known to increase in value over time, including natural or earth-mined diamonds. However, it’s essential to do your homework before making any purchases. Learning more about the different jewelry markings and understanding what the market values them is necessary.

It’s Versatile

There are various necklace lengths, materials, and clasp styles. Some people love long necklaces because they elongate their neck and frame, while others prefer shorter chains that add brightness to their faces and chest. Adding a pendant to your necklace can help it be more sentimental and personal. Pendants can be a single charm, gem, or even a piece of metal. They can also be layered with other necklaces to create a unique look.

While statement pieces work best with neutral or dressy outfits, they can also be worn casually. However, be careful to keep your look manageable with enough accessories. More jewelry will only compete for attention and distract from the beauty of your statement necklace. When shopping for a new chain, choosing one that fits your lifestyle and that you’ll enjoy wearing regularly is essential. This includes considering the piece’spiece’s style, color, size, and durability.

It’s a Heirloom

When a piece of jewelry is passed down through generations, it becomes an heirloom. A necklace is a perfect heirloom as the current owner and future generations can wear it. Investing in a classic chain from a trusted jeweler will preserve your investment over time.

Jewelry can also be a good hedge against inflation as the price of gold has historically held its value well over the years. However, it is essential to do your homework before making a jewelry purchase as an investment.

Trendy jewelry might sell well now, but it may be worth something only a few years later. Investing in a timeless piece from a reputable jewelry maker will help ensure your jewelry is still valuable when ready to sell. This is because a gemstone’s quality or gold’s purity can significantly impact its resale value.

It’s a Smart Investment

The idea of jewelry as an investment is prevalent today, with many young adults considering it over stocks, bonds, and cryptocurrencies. However, most jewelry does not hold its value. Trendy pieces may be in style now, but they will only be worth a little several years down the line.

Certain categories of jewelry increase in value over time, such as gold and diamonds. These items can also be more affordable for those with a tight budget. In addition, vintage designs tend to outperform others.

When investing in jewelry, you want to invest in high-quality pieces that will hold their value. The best way to do this is by working with a trusted jeweler. The right shop can provide expertise, transparency, and safety when you’re you’re deciding what to buy and sell. This is particularly important when it comes to expensive or rare jewelry pieces. You want to be sure you’re getting what you paid for, and this is only possible if the shop is transparent.

By Sambit